> ## Documentation Index
> Fetch the complete documentation index at: https://docs.newie.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Fees & Limits

> A quick overview of Newie transaction fees, optional fees, and payment limits.

Newie has no monthly fees, setup fees, sign-up fees, lock-in contracts, or dishonour fees. Fees apply when a customer successfully pays and when you use certain optional features or payment methods.

Stripe processing is included in the Newie fee. You do not pay a separate Stripe card-processing fee for the same Newie payment.

## Standard Transaction Fees

| Provider Account        | Fee per Successful Card Payment |
| ----------------------- | ------------------------------- |
| United States           | 3.4% + 30c                      |
| Australia               | 2.9% + 30c                      |
| Other enabled countries | 2.9% + 30c                      |

For GBP payments, the fixed amount is 30p. For EUR payments, it is €0.30.

## Other Fees

* **Buy Now, Pay Later:** Shown in Newie when you price an eligible One-Off Purchase.
* **Terms of Service:** 0.4% per transaction when enabled on a service.
* **International transactions:** 2% when funds are received in a different currency to the payout currency.
* **Instant Payouts:** 1.5% added to the Instant Payout amount you choose.

You can enable **Add Fee to Price** on a service to include the transaction fee in the customer-facing price. The customer sees one all-inclusive price.

## Transaction Limits

The standard minimum transaction amount is 0.50 in the service currency. The maximum single-transaction amount is 20,000 in the service currency.

Limits can vary by currency and payment method. For provider eligibility and amount limits for Afterpay, Klarna, and Affirm, see [Buy Now, Pay Later Payments](/guides/bnpl-payments#bnpl-amount-limits).

<Card title="View the detailed fees and limits reference" icon="book-open" href="/reference/fees-and-limits">
  See when each fee applies, what Newie does not charge for, refund and dispute notes, and where fees appear in reports.
</Card>

*Last updated: 2026-07-15*