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A customer can pay for a service upfront, through scheduled Newie payments or through an eligible Buy Now, Pay Later provider. The choice affects when you receive the money and how later payments are collected.

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Compare payment collection

Subscriptions suit continuing services priced per period. Instalments suit an agreed total for a purchase. BNPL is a payment method for an eligible One-Off Purchase; it does not turn a Newie Subscription or Instalment Plan into upfront funding. Newie payments that remain unpaid are managed through the customer’s invoices and overdue recovery tools. With BNPL, the finance provider collects the customer’s repayments. Fees and availability differ; see Fees & Limits and Buy Now, Pay Later Payments.

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Offer upfront and scheduled payment options

Create a One-Off Purchase for the price payable upfront. Create a separate Instalment Plan for the total you want collected over time, including its payment count and billing period. If the arrangement is a recurring price for continuing work, use a Subscription instead. Give the options names that distinguish the payment arrangement, and describe the same service inclusions where they apply. Put them in a service group if customers should be able to compare and choose through one link. For an agreed different price on one of those service types, create a Custom Pricing Link. It creates another purchase option for that same service; it does not change someone’s existing payments.

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Enable BNPL within a One-Off checkout

Open Settings → Payments & Payouts → Accepted Payment Methods and enable the BNPL provider you want to offer. Then edit the One-Off Purchase and use Buy Now Pay Later to enable it for that service. Both the account and service need the method enabled. The app shows whether it is available for your account, service price and currency. Customers choose from the methods offered at checkout; you do not need another service just to add BNPL.

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Set the customer-facing price

When editing a service, Add Fee to Price can include the transaction fee in the amount the customer sees. Use the full price when presenting the payment option. The pricing reference explains how this affects new purchases. Once you have chosen the arrangement, Choose the Right Service Type maps it to the fields you enter in Newie. Last updated: 2026-09-11