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Offer Buy Now Pay Later through Afterpay/Clearpay, Affirm or Klarna on an eligible One-Off Purchase.

Where BNPL applies

BNPL is not available on Newie subscriptions or instalment plans. Each BNPL provider has its own country, currency, setup and amount rules; the service editor shows which providers are available for your service.

Enable BNPL

Enable the payment provider for your account first, then enable BNPL on the service you want to sell.
1

Open Accepted Payment Methods

On iOS or macOS, go to Settings → Payments & Payouts → Accepted Payment Methods.
2

Enable BNPL providers

Turn on the BNPL providers available for your account, such as Afterpay / Clearpay, Affirm, or Klarna. If Affirm requires approval, choose Request instead of turning on a toggle.
3

Complete any setup

If Newie shows Pending action or asks you to complete setup in Stripe, follow the in-app prompt.
4

Edit the One-Off Purchase

Open Sell → Services, find the One-Off Purchase, and choose … → Edit.
5

Turn on Buy Now Pay Later

In the service editor, turn on Buy Now Pay Later, then save.

Request Affirm access

If Affirm shows Request in Accepted Payment Methods, choose it to apply for access, then check the status: After activation succeeds, Affirm returns to the normal accepted-payment-method control.

BNPL provider status

Before sharing the service, check each BNPL provider’s status in the service editor: If a provider becomes unavailable, return to the service editor to check its current status and limits.

BNPL amount limits

Use the tables below to check the price range for each BNPL provider. These are Newie’s standard ranges; your account’s transaction limits also apply. For example, Newie’s standard transaction maximum is 20,000 in the service currency, so a provider’s higher maximum does not by itself let you charge more. The standard transaction minimum is 0.50. The service editor shows the limits that apply to your account. Availability also depends on account country, service currency, customer country and Stripe setup. A price within these ranges does not guarantee approval or a particular repayment plan. The BNPL provider decides which options the customer can use at checkout. For example, Klarna’s options and limits vary by customer country and repayment plan. See Klarna payment options. For seller country availability, see Platforms, Countries & Currencies.

Afterpay / Clearpay

The customer and provider must be in the same country. In the UK, Afterpay is branded as Clearpay.

Affirm

Affirm requires the customer and your business to be in the same country. Its business-type and customer eligibility rules also apply; see Stripe’s Affirm guidance.

Klarna

Klarna’s cross-border rules differ by business location:
  • In Australia, New Zealand, the US and Canada, the customer must be in the same country as your business and pay in that country’s currency.
  • Eligible businesses in the European Economic Area, UK or Switzerland can accept eligible customers across those regions, using the customer’s local currency.
Newie must also support that currency for your account and service. If you want to offer Klarna in another currency, contact Newie support with your business country, customer country and intended currency before creating the service. See Stripe’s Klarna cross-border rules.

Fees

Newie’s standard BNPL transaction fee is 5.95% + 30c. The fixed fee is 30p for GBP and €0.30 for EUR. This replaces the standard card transaction fee. If Terms of Service is enabled, its 0.4% fee also applies. Enable Add Fee to Price to include the BNPL fee in the customer’s price. Review the BNPL amount shown in the service editor before sharing checkout. See the Fees & Limits Reference for other applicable fees. Last updated: 2026-09-11